El Credito is a 90-rated cigar coming from the same people that brought you La Gloria Cubana and El Rico Habano. El Credito begins with an Ecuadorian Sumatra wrapper, in a golden-brown shade. A Nicaraguan binder lies underneath, concealing Dominican and Nicaraguan long-fillers. Notes of sweet wood and toasty, bready flavors abound, along with a floral hint and smooth spices. The result is a medium to full-bodied cigar that's extremely satisfying and reasonably priced, too.